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Focused attention is on the individual, providing versatile savings, transaction and investment account for wealth creation that offer customer centric services at a very affordable rates. Every customer enjoys the support of a customer service officer and personal banker.
Retail Banking Products: |
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a) Current Acc. (Ksh, USD, GBP, and EURO): Unlimited transactions for all your personal, business and corporate requirements with cheque book facility.
b) Kisima Financial Solution: An all in one financial solution that provides convenience and multiple access in a flat fee environment, that is bundled with Cheque book facility, unlimited free ATM transactions, SMS banking, Internet banking and much more.
c) Chequing Plus: A personal current account that gives the best of both worlds, allowing access to your account through a cheque book facility and giving interest on idle funds. The higher the balance, the more you earn.
d) Pesa Account: A cost effective salary account with ATM access countrywide.
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| Savings Accounts |
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a) YoungStar: Young savers below the age of 18, starting at Kshs. 1,000 shilling plus a home savings kit and an array of discount partners for shopping, fun and games.
b) Pure Savers: Exact solution to save and earn higher interest on higher savings with no account maintenance charges.
c) Target Account: Achieve your dreams and goals with target. It allows you to set your savings target and the period to achieve them through sweeping funds from your operative account to meet your desired goals. In addition it offers a competitive interest rate growing with your savings.
d) Flexi Fixed: A highly innovative account that allows you to budget your requirements and automatically sweeps all amounts above the budget to a high yielding term deposit product. It also gives the flexibility to re-invest the interest earned or credit the account with your interest. You can also borrow against your funds and liquidate the fixed deposit on a Last in, First out basis thus maximizing returns.
d) Fixed Deposit Account: A high yielding account with a variety of tenors that guarantees maximum returns to suit individual needs. |
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Businesses emerging into corporate are facilitated through this unit, customers featured include service providers, commodity suppliers, suppliers to suppliers who need flexible terms and rapid facilitation. This unit has been configured to guide the business from being an established SME into an emerging corporate. All accounts have a dedicated Business Development Manager to fully manage the customer’s needs. |
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| PRODUCTS AND SERVICES |
Support offered under SME banking is:
- Supply Chain Financing.
- Business Advisory
- Investment Accounts.
- Treasury Products [read more on Treasury Products]
- Asset Financing.
- Commercial Loans.
- Overdrafts.
- Invoice Discounting.
- Local Cheque Discounting.
- Local Bills Discounting.
- Trade Finance
- Cash Management Solutions
- FOREX
Main Accounts offered at SME Banking are:
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1) CURRENT ACCOUNT:- Designed to handle high number of transactions.
With unlimited cash and cheque book transaction, this account gives you the convenience of managing your day to day financial transactions with ease.
The account can be operated in the following currencies:
 Kenya Shillings- US Dollars
- Sterling Pounds
- Euro
Your current account can have a sweep facility to any other account within the bank which is a great way of managing your finances without physically having to transfer money from one account to another.
As a current account holder you are entitled to discounted rates on banker’s cheques and free monthly statements sent automatically.
Main Features:
- a) Fixed Deposits Account with interest paid on maturity. This product offers the client an opportunity to choose whether interest should be compounded or paid to an operative account upon maturity of the deposit. Renewal is automatic if the client so wishes & the account can be opened in either local or foreign currencies. The minimum balance is Kshs. 100,000/=. This account has no charges.
2) LENDING PRODUCTS
The Bank offers the following products as part of their advances portfolio;
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Term Loans – These loans are basically advanced for the purchase of assets & the client may choose to pay through either equated or non-equated installments to suit the individual requirements.
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Asset Finance - Advanced for either purchase of motor vehicles or machinery. The client may pay through equated or non equated installments to suit individual requirements.
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Overdrafts – These facilities are offered to our clients to assist them meet their day-to-day working capital requirements
For urgent enquiries, please contact us at:
customerservice@abcthebank.com |
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Transaction Accounts
